Personal Checking Accounts - Harbor Bank of Maryland

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Personal Checking

Checking accounts aren't one-size-fits-all

At Harbor, we offer a range of flexible accounts, each designed with features to benefit your finances.

Features Student Checking Gold Plus No Hassle NOW Checking
Availability Available to students 18-25 enrolled in a college or university, or a trade / vocational program. Proof of school enrollment required at the time of account opening. Available to individuals 55 or older Tailored to fit the average adult consumer For individuals interested in earning a return on balances
Minimum Opening Deposit $25 $100 $100 $1,000
Minimum Balance Needed to Obtain Annual Percentage Yield (APY) Not an interest-bearing account $1,000 Not an interest bearing account $1,000
Balance Needed to Avoid Fees None None None Requires a daily balance of $1,000 to avoid a monthly fee of $15
Visa Debit Card Included Yes Yes Yes Yes
Bill Pay Included Yes Yes Yes Yes

ATM Card Benefits

  • Protected Peace of Mind: Your card comes with built-in safeguards, so if it’s ever lost or stolen, you’re covered.
  • Nationwide Accessibility: Use your card with confidence anywhere in the country, accepted at countless locations nationwide.
  • Surcharge-Free Access: Enjoy fee-free withdrawals at over 55,000 Allpoint ATMs across the U.S., saving you money wherever you go.
  • Tap and Go Convenience: Make quick, secure purchases with contactless tap payments—just tap and you’re done!

 

Allpoint Network

A woman using an ATM


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© Copyright 2024 The Harbor Bank of Maryland. This institution is an equal opportunity provider.

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