Privacy Policy - The Harbor Bank of Maryland

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Privacy Policy

Rev. January 2023

FACTS WHAT DOES THE HARBOR BANK OF MARYLAND DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and transaction history
  • Credit history and credit scores
  • Assets and Account transactions
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons The Harbor Bank of Maryland chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does The Harbor Bank of Maryland Share? Can you limit this sharing?
For our everyday business purposes: Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes: to offer our products and services to you Yes No
For joint marketing with other financial companies No N/A
For our affiliates' everyday business purposes: information about your transactions and experiences No N/A
For our affiliates' everyday business purposes: information about your creditworthiness No N/A
For nonaffiliates to market to you No N/A
Questions? CCall toll-free 888-833-7114 or go to www.theharborbank.com
Who we are
Who is providing this notice The Harbor Bank of Maryland (HBM)
What we do
How does The Harbor Bank of Maryland protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict access to information about you to those employees who need to know that information.
How does The Harbor Bank of Maryland collect my personal information? We collect your personal information, for example, when you
  • Open an account or apply for a loan
  • Make deposits or withdrawals from your account or make wire transfers
  • Show your driver's license
We also collect your personal information from others, such as credit bureaus or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • The Harbor Bank of Maryland does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • The Harbor Bank of Maryland does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • The Harbor Bank of Maryland does not jointly market.

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