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Please view our Locations and Hours page for more information.
Yes, we offer both online and mobile banking.
You can open an account online or go to your nearest branch.
We offer a variety of accounts.
Call your designated branch and speak to a customer service representative.
Customer service can be contacted Monday-Thursday 9:00am to 3:00pm and Friday 9:00am to 5:00pm by calling 410-528-1801.
You can open an account online or visit your nearest branch.
Government Issued ID, Social Security Number, Proof of Address and Opening Deposit.
Yes, reach out to your local branch to speak with a Customer Service Representative.
This will depend on the type of account you are looking to open - see more about our accounts. Personal Checking | Personal Savings | Business Checking | Business Savings
Reach out to your local branch to speak with a Customer Service Representative.
Please click here to enroll in online banking.
HBMConnect provides our consumer banking customers with 24/7 access to their account. HBMConnect may be used to view statements, send and receive Zelle payments, remotely deposit checks, receive banking notifications, automate bill payments, and review transaction history.
Yes, download "HBM Connect" below.
To reset your online banking password, please call 855-343-1493 or contact Customer Service at 410-528-1801 (Mon-Thurs 9:00am-3:00pm, Fri 9:00am-5:00pm).
No fees apply for online banking. Depending on your mobile service provider, fees may apply when using text banking for balance inquiries when using text message services.
Yes, once you log in to your account, you can pay bills online and save time and money. You also receive system alerts when money is debited from your account and alerts when your bill is paid.
We offer a variety of both personal and business loans.
Contact us at 410-528-1800 ext. 3002 for more information.
Our mortgage pre-approval process takes place in tandem with the application process.
View the current rates on our Personal Investments page.
The loan approval process typically takes 4-6 weeks.
Yes, we offer Home Equity Line of Credits as well as Home Equity Loans, but only for primary residences.
Checks can be deposited via our mobile banking application, by visiting your local branch, utilizing one of our 24-hour ATMs, or by placing your check in an envelope and placing it in a night drop located at any of our branches directly next to an ATM.
Yes, our mobile app allows you to deposit checks remotely.
When using ATMs, there is a $300 daily limit. There is no deposit limit when visiting a branch in person.
Local checks typically take about 2 business days and out-of-state checks typically take 3 business days, with checks totaling more than $500 likely to take 3-4 business days to clear.
To transfer money between Harbor Bank accounts, log into Harbor Bank mobile banking (HBMConnect) or online banking (HarborConnect) and select the "Transfer Funds" tab. To transfer money to other banks, we offer Zelle® or customers can call 1-800-364-0472 for external transfers and wires.
Yes, there are fees for wire transfers. The fee for outgoing wires is $25, the fee for incoming wires is $15, and the fee for international wires is $50. There are no fees for ACH transactions.
We offer a variety of checking and savings account options. View the following pages to learn about the fees associated with each: Personal Checking | Personal Savings | Business Checking | Business Savings
Monthly maintenance fees can be avoided by maintaining the accounts' minimum balance.
Using a non-Harbor Bank ATM outside of the 55,000 Allpoint ATMs will result in a charge of $2.50 from The Harbor Bank of Maryland.
Yes, there is a $35 fee for overdrafting an account. Overdraft fees can be avoided by applying for an Overdraft Line of Credit.
No, there is no fee for receiving paper statements.
Harbor Bank has a multitude of firewalls to ensure that your account information has protection at all times. We also utilize multi-step identity validation and verification before communicating any personal information with our customers.
If you suspect fraudulent activity on your account, please contact your branch of service as soon as possible.
The safest method to protect your account is to call or visit your branch of service if you are suspicious of any activity or messaging. Please visit the FDIC Consumer Resource Center for further resources regarding account security.
If your account is locked, please contact customer service at 410-528-1801 (Mon-Thurs 9:00am-3:00pm, Fri 9:00am-5:00pm) or call 855-343-1493.
Customers are notified of suspicious activity via text message, with the opportunity to confirm the activity as legitimate or suspicious. If the notification remains unconfirmed or is confirmed to be suspicious, further investigations will take place.
We offer a variety of business accounts. Visit our Business Banking page for more information.
Business checking and savings accounts must be opened at a Harbor Bank branch. Certain businesses require specific documentation, so we strongly suggest calling ahead for details before visiting a branch.
Small businesses may apply for Working Lines of Credit, Commercial Real Estate Loans, Permanent Loans, or SBA Lending.
Yes, we offer merchant services for payment acceptance.
Reach out to businessloans@theharborbank.com or call 443-923-0552.
Debit cards are available to all checking account holders. For information on consumer credit cards reach out to 410-528-1800 ext. 3002. For business credit cards reach out to businessloans@theharborbank.com.
If your card is lost or stolen, please call: 1-800-528-2273
To activate your new debit card, please call: 1-833-995-2891
Cards are not available for international use at this time.
To dispute a charge on your card, please call or visit your branch of service.
After a complaint is filed, it is reviewed internally and investigated thoroughly. If the filer of the complaint has left contact information, then they can expect to be reached out to within 2-3 weeks.
Yes, please contact info@theharborbank.com for serious inquiries.
Our process for handling disputes depends on if the transaction took place via ACH, POS, or a paper check. Disputes are logged and filed for internal review and assessment with the intent to be resolved within a timely manner.
Any business checking account at The Harbor Bank of Maryland can be linked to all of Global Payment merchant services solutions. Deposits are usually available in 2-3 business days.
After credit approval, your system is available for use in approximately 5 business days.
Fees are deducted on a monthly basis.
Installation is easy. Your terminal will be shipped ready-to-use. Our training center will set up a telephone training session that suits your schedule.
We can re-program most terminals to work on our network.
A technical support team will work with your current software provider to integrate your POS system with our network.
Toll-free 24/7 merchant support and a 24-hour equipment replacement service.
The EMVCo Contactless Indicator indicates acceptance. When featured on a card, it means the card can be used to tap to pay. When featured on a checkout terminal or on store signage, it means a merchant accepts tapping to pay. The EMVCo Contactless Symbol indicates where you tap your contactless card on the checkout terminal to make a payment.
Once you are prompted to pay (by the cashier, a light on the checkout terminal, etc.), place your contactless card within 1 to 2 inches of the Contactless Symbol on the terminal and follow the prompts.
Just look for the Contactless Symbol at checkout. Millions of places around the world accept contactless payments, including fast-food restaurants, coffee shops, grocery stores, retail pharmacies, vending machines, taxis and more.
Your contactless card just needs to be within 1 to 2 inches of the Contactless Symbol to initiate a payment. It works best when your contactless card is held flat over the Contactless Symbol , versus held at an angle. Actual physical tapping of the card to the surface is not necessary.
Yes. If you don't see the Contactless Symbol on the checkout terminal, you can still swipe or insert your contactless card, just like any other debit card.
Your new card will have the same number, but a new CDV and expiration date.
We strongly suggest customers allow any immediate upcoming payments to go through on their old card before activating and replacing information with their new card to avoid any mishaps with bill payments.
No, it will continue to work until you activate your new card.
Switching your account to us is simple with our easy-to-use switch forms. Click here to get started!
To save you time, many of our bank forms are now available online. Please fill them out, print, sign, and return the completed form to your nearest branch.
Running low on checks? We have you covered. Click here for purchase.
Since 1982, The Harbor Bank of Maryland has been proudly serving the Baltimore community and beyond.
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25 W. Fayette Street Baltimore, Maryland 21201 (410) 528-1800
NMLS# 417182 Routing# 052001772
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