Savings & Investment

Personal Savings Plans*

Features	Statement Savings	Money Market Savings
Minimum Opening Deposit	$100 without Direct Deposit	$2,500
Minimum Balance Needed to Obtain Annual Percentage Yield (APY)	N/A	Maintain a minimum balance of $2,500 in the account each day to obtain the disclosed APY.
Minimum Balance Needed to Avoid Fees	A monthly charge of $3 will be imposed every month if the balance in the account falls below $100 any day of the month.	A service charge of $25 will be imposed every statement cycle if the balance in the account falls below $2,500 any day of the cycle.
ATM Card	Yes	N/A
Telephone Banking	Yes	Yes
Internet Banking	Yes	Yes